Privacy Policy

PRIVACY POLICY

All the entities belonging to Monethera (referred to as “Monethera”, “we”, “us” or “our” in this Privacy Policy) respect your privacy and are committed to protecting your personal data. This Privacy Policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

This Privacy Policy aims to give you information on how Monethera collects and processes your personal data through your use of this website as a visitor, including any data you may provide through this website when you become a registered user of our website, or use any of our services available through our website.

WHO CONTROLS YOUR DATA

In case of your activities on our website, including acting as a user after registering a user account with us, the personal data controller is Monethera GROUP OÜ.

If you have applied for investor status or submitted a fundraising application via our Platform, the Personal Data you provide might be jointly controlled by the entities belonging to the Monethera. When entering into any agreement with Monethera GROUP OÜ, the data will be controlled by Monethera GROUP OÜ.

If you have any questions about this Privacy Policy, including any requests to exercise your legal rights, please contact us using the details set out below.

CONTACT DETAILS

Our full details are:
Monethera Group OÜ

Roseni tn 13 Kesklinna linnaosa,
Tallinn Harju maakond
10111
Estonia
Reg.nr. 14616437
Email: [email protected]

PERSONAL DATA WE COLLECT

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). Generally we do not rely on consent as a legal basis for processing your personal data. Our other lawful bases include where the processing is necessary for us to perform a contract we have with you and providing services to you, compliance with a legal or regulatory obligation, or in accordance with the protection of our legitimate interests.

Non-Personal Information

When you visit our website, we collect the IP address of the device you use to connect to the internet. In addition, we may gather other information such as the type and version of browser you are using, the type of operating system you have, and which website you came from or advertisement you viewed or clicked on. This information helps us provide an online experience that matches your device and to manage our online advertising as well as manage our risks.

In addition, we may also collect information about how the visitor uses our Website. This information is not personally identifiable and will only be used to find out how our services and Website are used. For example, this information may include how much time is spent on our Website, from which other sites visitors came, and to what other sites visitors go. The collection of this information allows us to, among other things, prepare for traffic-load demands and to efficiently deliver relevant information.

We may also collect information about how a visitor uses our website. This information is not personally identifiable and will only be used to find out how our services and website are used. This information may include how much time is spent on our website, which other websites visitors came from, and which other websites visitors go to. The collection of this information allows us to prepare for traffic-load demands and to deliver relevant information efficiently.

If we combine non-personal information with personal data, the combined information will be treated as Personal Data for as long as it remains combined.

Personal Data

When contacting us and providing your name and email address, we might retain this information to provide a better user experience for you should you contact us again in future.

On registering an User Account we obtain your name, surname, phone number, date of birth and e-mail. When submitting an investor or fundraising application on our website, we may request and collect the following information:
• a) Information about your identity, such as your name, address, phone number, title, date of birth, nationality, and tax residency
• b) Information related to transactions arising from your relationship with us
• c) Information about the source of your funds or the source of your wealth
• d) Information about your financial knowledge, experience, financial assets or other additional information to assess the appropriateness of the services and products made available by us to you, and to provide you with appropriate investor protections
• e) Information about the company, including its business name, registration number, address, phone number, email address, field of activity, members of management board and detail(s) on the beneficial owner(s)

We do not collect any special categories of personal data about you.

HOW WE USE YOUR PERSONAL DATA

We will only use your personal data when the law allows us to. We will use your personal data for the following purposes:
• (i) user on-boarding or sign-in process, either directly or via third-party service provider
• (ii) providing our services to you and arranging any transaction you have made through our website
• (iii) monitoring your usage of our services
• (iv) accounting, billing and audit, credit card or other payment-card verification and screening
• (v) security, administrative and legal purposes
• (vi) statistical and marketing analysis
• (vii) marketing activities
• (viii) customer surveys, customer relations, and to help us in any future dealings with you, by identifying your requirements and preferences.

SHARING YOUR PERSONAL DATA

We may share your personal data on a “have to know” basis and only in line with the purposes outlined above. You consent to us transferring or disclosing your personal data to the following persons, at our discretion:
• other companies in the Monethera
• the companies which raise capital through our website
• third party service providers assisting us in providing services to you

Most of our service providers are considered data processors. In certain cases our service providers may be considered data controllers. These service providers are for example our attorneys, auditors, insurers, banking partners and accountants who perform certain activities on behalf of us but are subject to data processing rules as independent controllers. Some of these third party service providers may be located outside the country where you accessed this website.

We require that all third party service providers maintain appropriate technical and organizational measures to meet the requirements of applicable law and protects your rights.

If personal data is transferred or disclosed to another data controller or a data processor within the Monethera, the same rules are applied.

Though we make every effort to preserve your privacy, we may need to disclose your personal data when required by law and when we have a good-faith belief that this is necessary to comply with judicial proceedings, a court order or legal process that we receive or are involved in. We may also disclose your personal data to relevant authorities and regulators, such as FCA.

DIRECT MARKETING

We may contact you occasionally to provide you information about our new products and services. When sending you direct communication in the form of email or otherwise, we may use software that is able to see whether or not you have received, opened and/or clicked on the contents of these messages.

If you no longer wish to receive any marketing or promotional communications, you may always opt out in the communications preference section of your User Account, send us an e-mail or click an unsubscribe link in the e-mail sent to you. If you are having difficulties unsubscribing, please contact us at [email protected]

OTHER INFORMATION ABOUT YOU ON OUR WEBSITE

Information about you as a natural or legal person may already be registered on our website before having any relationship with us. Such information is obtained by Monethera from public sources or entered by persons visiting our website. We collect such information only for the purposes of providing data services. Monethera accepts no liability for public information or information provided by third persons. If you find incorrect information or would like us to delete information we hold about you on our website, please contact us at [email protected]

COOKIES AND TRACKING

Monethera is committed to respecting and protecting the User’s personal data and privacy by fully implementing and complying with internationally accepted data protection principles and all relevant provisions of the EU’s General Data Protection Regulation (the “GDPR”).

We may make use of browser "cookies." Cookies are small pieces of information that are stored by your browser on your computer's hard drive when you visit our Website. They allow us to see if you have logged in, checked your status as a subscriber or user, and facilitate access to your preferences. In the course of providing advertisements to this website, third-party advertisers may place or recognize a unique cookie on your browser.

Cookies can be deleted from your hard drive if you wish. Most web browsers automatically accept cookies, but you can change your browser settings to prevent that. Certain parts of our website will not function properly if the usage of cookies is blocked. Monethera is not liable for any loss of functionality or quality of the website if the usage of cookies is blocked.

We may also use tracking software to monitor customer traffic patterns and website usage to help us develop the design and layout of the website, and also to keep you informed of our activities.

YOUR LEGAL RIGHTS

You have the right to:

Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.

Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.

Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing, where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.

Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.

Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.

Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.

Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

Please send all requests to: [email protected] We may need to request specific information from you to help us confirm your identity and ensure your right to exercise any of your legal rights. This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or if you have made a number of requests. In this case, we will notify you and keep you updated.

SECURITY

Monethera takes the security of your personal data seriously. We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorized way, altered or disclosed. We limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable supervisory authority of a breach where we are legally required to do so.

PERIOD OF STORING THE PERSONAL DATA

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Your personal data will be stored at least for the period of validity of your account. We may store your personal data for longer periods if such obligation arises from applicable law (including Taxation, Anti-Money Laundering and Counter-Terrorist Financing legislation in jurisdictions we operate), or when storing your personal data is in our legitimate interest (including, but not limited to being necessary for us to protect our rights in case of a dispute arising from a contract with user).

CHANGES TO THIS POLICY

We may make changes to this Privacy Policy from time to time and will inform you when we do so, and post the changes on our website.